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Transaction value (million baht)
 Related person/    Year ending as of  Year ending as of                                 Opinions of the audit
 juristic person   Relationship  Transaction  31 Dec 2019  31 Dec 2020  Necessity and Rationale   committee

 2.3  Transaction about Non-performing asset’s       As of 31 December 2020, the company  • Such transaction was a normal
 purchase – paid by the debt instrument              issued a promissory note given to   business transaction of the company
 •  Promissory notes                                 Krungthai Bank Public Company Limited    with conditions according to the
 -  Beginning         1,098.2               1,428.2  to pay for the non-performing asset’s   agreement on non-performing asset
 -  Increase            399.2               1,199.7  purchase price. Such promissory note   sale and purchase dated 09 October
 -  Decrease            (69.2)              (117.3)  was subject to no interest payable  per   2006 that the Company cosigned
 -  End               1,428.2               2,510.6  the agreement on non-performing    with 18 financial institutions and
 •  Interest payable     29.6                 60.6   asset sale and purchase dated 09    asset management companies, with
 •  Deferred interest expense   121.5        241.6   October 2006 that the Company signed   the conditions as if it was made with
                                                     with 18 financial institutions and asset   another financial institution under
                                                     management companies.            the same agreement.
                                                                                    • The audit committee considered it
                                                                                      and realized that such transaction
                                                                                      was suitable and reasonable.
 2.4  Transaction about deposits at the financial    • The company had savings and   • Such transaction was a normal business
 institutions                                          current deposits with Krungthai    supporting transaction of the company
 •  Financial institution’s deposit   11.2    30.0     Bank Public Company Limited for   with a general deposit interest rate
 •  Interest receivable   0.1                  0.1     cash management                as if it had deposits with another
 •  Accrued interest receivable   0.0          0.0                                    unrelated financial institution.
                                                                                    • The audit committee considered it   187  |  Bangkok Commercial Asset Management Public Co., Ltd.
                                                                                      and realized that such transaction
                                                                                      was suitable and reasonable.

 2.5  Transaction About rental                       • The company partially leased the  • Such transaction was a normal
 •  Rental revenue        0.1                  0.1     area in front of the head office to   business supporting transaction of
 •  Rental deposit        0.0                  0.0     Krungthai Bank Public company   the company, with rental rate and
                                                       Limited to install a cash deposit   terms of payment as if it was made
                                                       machine according to the lease   with a third party.
                                                       agreement dated 28 April 2017, and  • The audit committee considered it
                                                       the renewed issue, dated 1 May 2020   and realized that such transaction
                                                       with 1-year term.              was suitable and reasonable.
                                                     • The company partially leased the
                                                       area in front of the Yala Office to
                                                       Krungthai Bank Public Company
                                                       Limited to install a cash deposit
                                                       machine according to the lease
                                                       agreement, dated 28 December
                                                       2018, and the renewed issue, dated
                                                       04 December 2020, with 1-year term.
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