Page 122 - BAM ONE REPORT 2564 (ENGLISH VERSION)

120 Part 1
Business Operation and Performance

(ii) The following table sets forth a summary of the statement of profit or loss and other comprehensive
income for the years ended December 31, 2020 and 2021:

Year Ended December 31,

2020 2021
Unit Unit
Baht (in Million) Baht (in Million)

Profit or Loss:
Total interest income 9,946.4 9,569.2
Interest expenses 2,391.1 2,558.8
Interest income – net 7,555.3 7,010.4
Gain on properties for sale 1,997.9 2,963.2
Gain on installment sales 403.8 689.9
Other operating income 78.9 84.0
Total operating income 10,035.9 10,747.5
Other operating expenses
Employee expenses 1,528.4 1,598.8
Directors' remunerations 12.6 12.7
Premises and equipment expenses 216.7 200.7
Taxes and duties 457.4 531.1
Impairment loss on properties for sale (reversal) (10.4) 21.4
Properties for sale expenses 124.2 136.0
Other expenses 312.2 226.0
Total other operating expenses 2,641.0 2,726.6
Expected credit losses 5,199.1 4,765.0
Profit from operating before income tax 2,195.8 3,255.8
Income tax expense (355.1) (655.6)
Net profit 1,840.6 2,600.2
Items that will not be reclassified subsequently to profit or loss
Loss on revaluation of investments in equity designated as measure (20.0) 18.4
at fair value through other comprehensive income 57.9 -
Actuarial gain (loss) on defined benefit plan (7.6) (3.7)
Income tax relating to components of other comprehensive income 30.3 14.7
Total other comprehensive income 1,870.9 2,615.0
Total comprehensive income 0.57 0.80