Page 2 - BAM ONE REPORT 2565 (ENGLISH VERSION)

Contents

Message from the Chairman 8
Message from the Chief Executive Officer 10
Board of Directors 14
Management Team 16
Section 1 Business Operations and Performance
1. Structure and Business Operations of group of company
- Policy and Business Operation Overview 19
- Nature of Business 33
- Securities and Dividend Policy 62
2. Risk Management 67
3. Steering Business toward Sustainability Operation Overview 86
4. Management Discussion and Analysis: MD&A
- Important Financial Information 107
- Management Discussion and Analysis 119
5. General Information and Other Important Information
- General Information and Other Important Information 133
- Legal Disputes 136
Section 2 Corporate Governance
6. Corporate Governance Policy 139
7. Corporate Governance Structure and Important Information 170
of the Board of Directors, Sub-Committees, Executives,
Employees, etc.
8. Report on Key Corporate Governance Performance 198
9. Internal Control and Connected Transactions
- Internal Control 211
- Connected Transactions 216
Section 3 Financial Statements 233
Attachment
Attachment 1 Information of the Directors, Executives, Controlling Persons, 322
Head of Accounting and Finance, Person Directly in Charge of
Account Preparation, and Company Secretary
Attachment 2 Details of the Directors of the Subsidiary 348
Attachment 3 Details of Head of Internal Audit and Head of Compliance as at 349
the Date of This Document
Attachment 4 Assets Used in Business Operation and Property Appraisal List 354
Attachment 5 Code of Ethics 365
Attachment 6 Report of the Audit Committee 379
Attachment 7 Charters of Various Committees 382
Attachment 8 Investment Policy for Non-Performing Loans (NPLs) 406
and Non-Performing Assets (NPAs)
Attachment 9 Tax Policy 408