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The following table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been
Total 85,921.8 198,280.3 2.31 22,487.6 46,008.5 2.05
From 10 years and above 14,568.8 36,363.7 2.50 1,265.0 3,471.4 2.74
From 9 – less than 10 years 1,657.4 5,367.2 3.24 890.3 2,256.0 2.53
From 8 – less than 9 years 4,152.0 19,660.3 4.74 582.9 5,403.4 9.27
The company maintains a portfolio of loans purchased and properties for sale acquired at various points in time.
From 7 – less than 8 years 3,040.8 7,076.5 2.33 834.3 1,343.0 1.61
From 6 – less than 7 years 7,327.4 14,537.4 1.98 1,230.4 2,849.0 2.32
From 5 – less than 6 years 8,731.4 19,235.4 2.20 1,937.7 3,433.6 1.77 Collateral value calculated based on the appraised price in accordance with the latest resolution of the committee on the apprise price (notwithstanding that some of the appraisal price may have been appraised not less than 3 years ago) and if collateral has been auctioned and bids have already been received, based on the bid price less estimated
converted from collateral (“Foreclosed Collateral Properties”) as of December 31, 2020:
From 4 – less than 5 years 8,175.5 15,950.5 1.95 1,696.3 3,672.7 2.17 Company is diligent in the cash collection and seeks to maintain levels of cash collection from both distressed asset and properties for sale. For assets acquired as distressed debt, a portion of the cash collection is primarily collected throughout the debt restructuring and sale of properties (both cash and installment sales).
From 3 – less than 4 years 7,410.2 16,837.1 2.27 2,697.9 5,379.3 1.99 Bangkok Commercial Asset Management Public Co., Ltd.
Loans purchased and Foreclosed collateral properties
From 2 – less than 3 years 8,806.5 16,703.4 1.90 (Time since transferred to NPAs) 3,392.5 7,007.3 2.07 The actual cost of acquiring the assets before revaluation of properties for sale.
From 1 – less than 2 years 11,686.1 22,941.2 1.96 4,702.0 9,406.1 2.00
Less than 1 year 10,363.7 23,607.7 2.28 4,942.0 9,591.0 1.94 mortgage value.
Vintage Analysis Time since acquisition Loans purchased: Outstanding balance Appraisal value 1 Appraisal value/ Outstanding balance (x) Foreclosed collateral Properties: Outstanding balance 2 Appraisal value Appraisal value/ Outstanding balance (x) 1 Notes: 2
