Page 43 - E-BOOK

The Company’s Income Structure
2020

Baht (in millions) Percent

NPLs management business
Interest income 1 9,722.08 78.12
Other operating income 2 119.06 0.96
Total income from NPLs management business 9,841.14 79.08
NPAs management business
Interest income 3 99.99 0.80
Gain on sale of properties for sale 2,015.23 16.19
Gain (loss) of investment in securities - 0.00
Gain on installment sales 403.80 3.24
Other income 4 50.91 0.41
Total income from NPAs management business 2,569.93 20.65
Other income 5 33.26 0.27

Total income 12,444.33 100.00 41

Remark 1 In the audited financial statement, for the year ended on December 31, 2019, “the interest income
from loans purchased” and “gain on loans purchased” were re-classified and combined, and now
depicted as “the interest income from loans purchased”. Therefore, after the reclassification, “the profits
from loans purchased” will become an integral part of the interest income, depicted in the audited – interim
financial statement.
2 Other incomes from NPLs management business are, including, (a) the excessive amount paid by
debtors, in which the Company is unable to contact and return the surplus to said debtors, and (b) the
amount paid in advance by the Company on the debtor’s behalf, in which the Company thereafter
receives from the court, after the debtor pays the debt and closes his account.
3 The interest incomes from NPAs management business are, including, the interest income from NPAs
sales made in installment payment and the interest income from the held to maturity securities.
4 Other incomes from NPAs management business are, including, (a) the dividend received from investment
in securities, (b) rental income, (c) profits from the repossession of NPAs sold under the installment
payment, and (d) other incomes from the violation of asset purchase and sales agreement.
5 Other incomes are, including, (a) interest income from the deposit in financial institutions, (b) the profits
from the selling of the Company’s assets, and (c) other incomes.