Page 117 - BAM ONE REPORT 2565 (ENGLISH VERSION)

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Form 56-1 One Report 2022

Statement of profit or loss and other comprehensive income
(i) The following table sets forth a summary of the statement of profit or loss and other comprehensive
income for the years ended Decembet 31, 2020 and 2021;

Year Ended
December 31,
2020 2021
Amount Amount
Baht (in Million) Baht (in Million)

Profit or Loss:
Total interest income 9,946.4 9,569.2
Interest expenses 2,391.1 2,558.8
Interest income - net 7,555.3 7,010.4
Gain on properties for sale 1,997.9 2,963.2
Gain on installement sales 403.8 689.9
Other operating income 78.9 84.0
Total operating income 10,035.9 10,747.5
Other operating expenses
Employee expenses 1,528.4 1,598.8
Directors' remunerations 12.6 12.7
Premises and equipment expenses 216.7 200.7
Taxes and duties 457.4 531.1
Impairment loss on properties for sale (reversal) (10.4) 21.4
Properties for sale expenses 124.2 136.0
Other expenses 312.2 226.0
Total other operating expenses 2,641.0 2,726.6
Expected credit losses 5,199.1 4,765.0
Profit from operating before income tax 2,195.8 3,255.8
Income tax expense (355.1) (655.6)
Net profit 1,840.6 2,600.2