Page 296 - BAM ONE REPORT 2565 (ENGLISH VERSION)
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290




                                                                                                (Unit: Million Baht)
                                                                     31 December 2021
                                                               Financial assets that

                                          With no significant   With significant      Purchased or
                                             increase in                  increases in              Credit-                       originated
                                             credit risk   credit risk    impaired    credit-impaired                  Total
            Interbank and money market items -
              deposits at financial institutions   3,334            -             -             -       3,334
      Bangkok Commercial Asset Management Public Co., Ltd.
            Loans purchased of receivables and
              accrued interest receivables            -             -             -         91,256     91,256
            Installment sale receivables and accrued
              interest receivables                  707           733           801             -       2,241
            Accrued income from auction sale      10,284            -             -             -      10,284
            Advance for expenses on asset
              acquisition                           552             -             -           355        907
            Other assets                             94             -             8             -        102
            Total                                 14,971          733           809         91,611    108,124


            21.  Allowance for expected credit loss of financial assets

                  Movement of allowance for expected credit loss of financial assets were as follows:


                                                                                               (Unit: Million Baht)
                                                                 For the year ended 31 December 2022
                                                                    Financial assets
                                                     With no      With                Purchased or
                                                    significant   significant          originated
                                                    increase in   increases in   Credit-  credit-
                                                    credit risk           credit risk    impaired   impaired                  Total
                  Interbank and money market items -
                   deposits at financial institutions
                  Beginning balance                        -           -          -           -           -
                  Changes in remeasuring for allowance
                   for credit loss                         1           -          -           -           1

                  Ending balance                           1           -          -           -           1
                  Loans purchased of receivables
                  Beginning balance                        -           -          -       17,850      17,850
                  Changes in remeasuring for allowance
                   for credit loss                         -           -          -        3,787      3,787
                  Financial assets newly acquired
                   during the year                         -           -          -         177         177
                  Changes from adjusting model             -           -          -          58          58
                  Derecognition                            -           -          -         (13)        (13)
                  Bad debts write-off                      -           -          -         (149)      (149)
                  Ending balance                           -           -          -       21,710      21,710


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