Page 314 - BAM ONE REPORT 2565 (ENGLISH VERSION)
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The table below shows the credit quality of financial assets and allowance for expected credit
loss.
(Unit: Million Baht)
31 December 2022
Financial assets
With no With Purchased or
significant significant originated
increase in increases in Credit- credit-
Bangkok Commercial Asset Management Public Co., Ltd.
credit risk credit risk impaired impaired Total
Interbank and money market
items - deposits at financial
institutions
Investment grade 6,648 - - - 6,648
Total 6,648 - - - 6,648
Allowance for expected credit loss 1 - - - 1
Loans purchased of receivables
and accrued interest receivables
Purchased or originated credit-
impaired - - - 94,094 94,094
Total - - - 94,094 94,094
Allowance for expected credit loss - - - 21,710 21,710
Installment sale receivables
and accrued interest
receivables
Not overdue 921 304 88 - 1,313
Overdue 1 - 30 days 185 44 9 - 238
Overdue 31 - 90 days - 302 114 - 416
Overdue 91 - 180 days - - 68 - 68
Overdue 181 days - 12 months - - 381 - 381
Overdue more than 12 months - - 95 - 95
Total 1,106 650 755 - 2,511
Allowance for expected credit loss 33 71 154 - 258
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