Page 135 - BAM ONE REPORT 2564 (ENGLISH VERSION)
P. 135
Form 56-1 One Report 2021
Bangkok Commercial Asset Management Public Co., Ltd. 133
The following table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been
Total 81,678.15 184,794.71 2.26 24,687.87 49,079.75 1.99
From 10 years and above 15,165.65 36,119.22 2.38 1,617.78 4,319.06 2.67
From 9 – less than 10 years 3,804.59 18,660.80 4.90 145.58 357.01 2.45
From 8 – less than 9 years 2,741.75 6,347.00 2.31 693.12 803.74 1.16
The company maintains a portfolio of loans purchased and properties for sale acquired at various points in time.
From 7 – less than 8 years 6,322.57 2.00 591.00 1,435.95 2.43
From 6 – less than 7 years 7,760.98 14,184.00 16,988.69 12,655.98 2.19 1,582.72 2,797.25 1.77
From 5 – less than 6 years (Baht in million, except for ratios) 7,268.34 1.95 1,459.73 3,239.29 2.22 Collateral value calculated based on the appraised price in accordance with the latest resolution of the committee on the apprise price (notwithstanding that some of the appraisal price may have been appraised not less than 3 years ago) and if collateral has been auctioned and bids have already been received, based on the bid p
converted from collateral (“Foreclosed Collateral Properties”) as of December 31, 2021.
From 4 – less than 5 years 6,501.96 15,283.02 2.35 2,299.85 4,513.54 1.96 estimated expenses. The collateral value is based on appraisal price before taking into account the accrued debt obligation and the mortgage value. The Company is diligent in the collection and seeks to maintain levels of collection from both distressed assets and properties for sale. For assets acquired as distressed debt, a portion of the collection i
From 3 – less than 4 years 7,921.89 14,742.03 1.86 2,941.26 6,121.05 2.08
Loans purchased and foreclosed collateral properties
From 2 – less than 3 years 10,808.96 20,853.09 1.93 (Time since transferred to NPAs) 4,079.96 8,075.07 1.98 The actual cost of acquiring the assets before revaluation of properties for sale.
From 1 – less than 2 years 9,747.39 21,396.16 2.20 4,445.82 8,597.82 1.93
Less than 1 year 3,634.09 7,554.71 2.08 4,831.03 8,819.98 1.83
Vintage Analysis Time since acquisition Loans purchased: Outstanding balance Appraisal value 1 Appraisal value/ Outstanding balance (x) Foreclosed collateral Properties : Outstanding balance 2 Appraisal value Appraisal value/ Outstanding balance (x) 1 Notes 2
