Page 139 - BAM ONE REPORT 2564 (ENGLISH VERSION)

Form 56-1 One Report 2021
Bangkok Commercial Asset Management Public Co., Ltd. 137

NPLs Concentration by Portfolio
The following table sets forth information regarding our individual debtors with the 10 largest remaining
acquisition costs of NPLs as of the dates indicated.

Year ended December 31,

2018 2019 2020 2 2021 2
Major Debtors 1 Baht Baht Baht Baht
(Million) (Million) (Million) (Million)

Debtor 1 3,065 3,035 3,035 3,035
Debtor 2 2,127 589 589 589
Debtor 3 587 579 558 558
Debtor 4 579 507 389 389
Debtor 5 508 389 334 334
Debtor 6 324 334 324 323
Debtor 7 317 324 290 290
Debtor 8 304 319 287 287
Debtor 9 230 300 261 261
Debtor 10 216 230 224 224
Sub-total 8,257 6,606 6,291 6,291
Total NPLs 75,434 77,375 77,726 73,406
3

Notes : 1 Represents our top 10 debtors by remaining acquisition of NPLs as of the dates indicated. Our top 10
debtors may vary from year to year.
2 Information regarding top 10 debtors by remaining acquisition of NPLs for the year ended December
31, 2020 and for the year ended December 31, 2021 may not be comparable to the previous periods
due to the calculation of allowance for expected credit losses on loans purchased (2019: Allowance
for doubtful account) as per requirement of TFRS.
3 Due to the new financial report standards, “loans purchased” (NPLs) is reclassified into “loans
purchased of receivables and accrued interest receivables- net.”