Page 136 - BAM ONE REPORT 2564 (ENGLISH VERSION)

134 Part 1
Business Operation and Performance

The following table sets forth certain details regarding the company’s collection and acquisition cost for portfolios of loans purchased and Foreclosed Collateral
Total 227,662.61 175,428.63 52,233.98 237,636.97 95.80

From 10 years and above 160,546.51 118,918.50 41,628.00 120,809.18 132.89

From 9 – less than 10 years 30,632.11 27,056.60 3,575.51 18,045.51 169.75

From 8 – less than 9 years 7,485.81 4,901.39 2,584.42 8,333.43 89.83

From 7 – less than 8 years 7,078.60 5,840.94 1,237.66 51.10

From 6 – less than 7 years 7,434.88 6,036.20 1,398.67 12,634.68 15,203.02 13,852.31 48.90

From 5 – less than 6 years (Baht in million, except for ratios) 4,853.88 4,049.49 804.38 38.42 Collection tends to gradually increase within the first 2-3 years of an asset’s acquisition as we carry out preparation, negotiation and restructuring activities, From the portfolios of loans purchase that the Company have acquired in the 1 to 2 years prior to December 31, 2021 of Baht 1,001.40 million (of which

From 4 – less than 5 years 3,992.86 3,354.50 638.36 10,678.15 37.39 and then accelerates in the recovery period. As of December 31, 2021 total collection for assets acquired from 2 - less than 3 years is 16.46% which is lower than Baht 929.94 million was from distressed debt assets and Baht 71.46 million was from Foreclosed Collateral Properties) and had a total balance of Baht 14,193.21 million of loans purchased which we had acquir

From 3 – less than 4 years 2,500.27 2,274.78 225.49 11,006.80 22.72

Properties with various holding periods as of December 31, 2021.
From 2 – less than 3 years 2,105.43 2,035.42 70.01 12,790.24 16.46

From 1 – less than 2 years 1,001.40 929.94 71.46 10,619.74 9.43

Less than 1 year 30.86 30.86 0.00 3,663.91 0.84 the total collection for assets acquired over 10 years ago of 132.89%

Time since acquisition Loans purchased and Foreclosed Collateral Properties Total collection……………... Distressed debt asset collection………… Foreclosed Collateral Properties collection………….…… Acquisition cost……………… Collection/ Acquisition cost (%)………...………….. from Foreclosed Collateral Properties).