Page 280 - BAM ONE REPORT 2565 (ENGLISH VERSION)
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10. Loans purchased of receivables and accrued interest receivables
10.1 Classified by loan types and loan classification
As at 31 December 2022 and 2021, the Company has loans purchased of receivables that
were classified as purchased or originated credit-impaired financial assets, as follows:
(Unit: Million Baht)
31 December 2022 31 December 2021
Bangkok Commercial Asset Management Public Co., Ltd.
Loans purchased of receivables - at amortised cost 80,838 81,678
Add: Accrued interest receivables 13,256 9,578
Total loans purchased of receivables and accrued interest
receivables 94,094 91,256
Less: Allowance for expected credit loss (21,710) (17,850)
Total loans purchased of receivables and accrued interest
receivables - net 72,384 73,406
Changes in loans purchased of receivables for the years ended 31 December 2022 and 2021
were as follows:
(Unit: Million Baht)
For the years ended 31 December
2022 2021
Beginning balance 81,743 85,987
Add: Additional purchase 8,079 3,663
Less: Disposal receivables (47) (150)
Less: Receipt of debt payment and adjustment - net (8,878) (7,757)
Balance of loans purchased of receivables before revaluation 80,897 81,743
Less: Revaluation (59) (65)
Ending balance 80,838 81,678
As at 31 December 2022 and 2021, the Company had net loans purchased of receivables of
Baht 72,384 million and Baht 73,406 million, respectively, while its rights of claim from
receivables in the agreements amounted to Baht 467,080 million and Baht 483,240 million,
respectively.
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