Page 283 - BAM ONE REPORT 2565 (ENGLISH VERSION)
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                                                                                                                   Form 56-1 One Report 2022
            10.4  Debt restructuring


                  As  at  31  December  2022  and  2021,  the  Company’s  restructured  loans  purchased  of
                  receivable were as follows:

                                                           31 December 2022            31 December 2021

                                                                     Debtors with                Debtors with
                                                                        debt                        debt
                                                       Total debtors   restructuring   Total debtors   restructuring

                  Number of debtors (debtors)             84,478         8,376        84,368         7,890
                  Outstanding balance of loans purchased of
                    receivables and accrued interest
                    receivables (Million Baht)            94,094        10,516        91,256         9,812


                  As at 31 December 2022 and 2021, the Company had no outstanding obligations to provide
                  additional loan facilities of loans purchased of receivables after restructuring.

                  During the year 2021, the Company has joined the scheme to provide assistance to debtors

                  impacted by situations that affect the Thai economy. The Company provided assistance to
                  additional  debtors totalling  Baht 895  million,  through principal  holiday  or debt moratorium

                  scheme. As at 31 December 2021, the outstanding balance of the debtors still in principal
                  holiday  period  and  that  of  debt  moratorium  period  were  Baht  18  million.  However,  the
                  Company has elected not to apply the Accounting Guidance announced by the Federation of

                  Accounting Professions on Temporary Relief Measures for Entities Providing Assistance to
                  Debtors Impacted by Situations that Affect the Thai Economy. As at 31 December 2022, the

                  Company has no outstanding balance of debtors under assistance scheme since the period
                  of such assistance scheme has been expired.
































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