Page 282 - BAM ONE REPORT 2565 (ENGLISH VERSION)

276

(Unit: Million Baht)
31 December 2021

Collateral value
Debt amounts before discount
under original Loans purchased according to Collateral value

agreements of receivables Company’s of the Company
(2)
(right obligations) (per accounting) criteria portion
(1)
Bangkok Commercial Asset Management Public Co., Ltd.
Loans purchased of receivables
with debt restructuring
- 0 - 1 month overdue 12,357 6,669 23,175 11,614

- Overdue 1 - 3 months 2,583 1,674 4,471 2,534
- Overdue 3 - 6 months 1,050 674 2,750 1,025

- Overdue more than 6 months 700 238 868 352
Total 16,690 9,255 31,264 15,525

Loans purchased of receivables
without debt restructuring 466,550 72,423 153,531 116,877

Total 466,550 72,423 153,531 116,877
Grand total 483,240 81,678 184,795 132,402

(1) Calculated based on the latest appraisal value from the appraisal value committee (even if the appraisal value was more than
3 years) and, if collateral has been put up for auction sale and has already been purchased, the bid price less estimated
expenses will be employed. The collateral value is based on the appraisal value before taking into account the accrued debt
obligation and before taking into the mortgage value.

(2) Calculated based on the latest appraisal value from the appraisal value committee (even if the appraisal value was more than
3 years) and, if collateral has been put up for auction sale and has already been purchased, the bid price less estimated
expenses will be employed. The collateral value is based on the appraisal value after taking into account the accrued debt
obligation and after taking into the mortgage value.

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