Page 200 - BAM ONE REPORT 2565 (ENGLISH VERSION)
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                  Social Security Fund
                  The Company registered as the employer with the Social Security Fund according to the Social Security Act
           B.E. 2533 (1990) (as amended). From 12 December 2019, the Company has paid contribution for employees at the
           rate of 5% of their salary with base salary not exceeding 15,000 Baht, and the employees would pay contribution to
           the social security fund at the equal rate of 5%. In 2022, the Social Security Fund decreased the rate of contribution,
           i.e. during May-July 2022 when the contribution paid by the Company was at the rate of 1% and that by the employees
      Bangkok Commercial Asset Management Public Co., Ltd.
           at the rate of 1%, and during October-December 2022 when the contribution paid by the Company was at the rate
           of 3% and that by the employees at the rate of 3%. For the accounting year ended 31 December 2022, the Company
           incurred expenses related to the social security fund totaling 8.18 million Baht.


                  Other remunerations
                  - None -


                  Liability agreement of directors and officers  1
                  Insurer       Dhipaya Insurance Public Company Limited
                  Insured       Directors and officers of the Company
                  Insurance term  1 April 2022 (00.01 hrs.) to 1 April 2023 (00.01 hrs.)
                  Sum insured   200.0 million Baht/time throughout the insurance time including expenses and fees that the
                                Company makes payment, with written consent from the insurer (Defense Costs)
                  Policy type   Liability insurance of directors and officers
                  Coverage      The insured will pay indemnity that the insured and/or the Company has to pay as
                                per the laws instead of the insured or the company due to offence of the insured as
                                the insured is a director or officer of the Company.


           Remark:    1     Directo  and  office  mea  perso  appointed  o  elected  to  be  directors,  office  and  secretary  of  the
                             Company in the past, at present, and in the future, including legal spouse of those people.


                  Personnel development
                  The Company has a policy to take care of employees nationwide fairly by considering competency and work
           experience to give an opportunity to employees to be advanced in their career path equally. Furthermore, the
           remuneration and welfare are improved to be suitable with the economic condition and needs of living to enhance
           morale and motivation in work operation of the employees.

                  Employees are regarded as a valuable resource and the main contributor to the organization success. Importance
           to employee development is thus given as a key strategy and objective to drive the organization towards its success
           in line with its vision and mission aiming to get fully prepared for being resilient and adaptable to business direction
           and goals amid the ever-changing circumstances, including new technologies, changing consumer behaviors, and
           tougher competition. Employees’ knowledge and skills will be enhanced in multiple areas so that they would be
           able to cope with changes in a timely manner through such enhancement plans as provision of training courses and
           scholarships that would level up employees’ potential and hence the organization standards to be on a par with
           those of leading companies at large.
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