Page 31 - BAM ONE REPORT 2565 (ENGLISH VERSION)

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Form 56-1 One Report 2022

The Company has a team of non-performing asset in laying down its foundation and goals for business operation
management, specializing in each type of property such as as well as business process by devising the three-year BAM
the team of horizontal residential buildings, condominiums, Digital Enterprise Project (2020-2022) with objectives to
lands and property for investment. The marketing by property study, analyse present business processes, design the new
types also helps the company to develop strategies of marketing business process to reduce mistakes from the operation
and selling non-performing assets in each type, and develop process, and create innovations to enhance efficiency and
the sale process to be effective. Therefore, the company can agility in responding needs of the customers rapidly. It
distribute it faster with better profitability. includes setting framework for the information technology
of the main system of BAM, and designing connection with
Additionally, the fact that the company has branch related work systems according to the master plan.
networks all over the country contributes to the company BAM Digital Enterprise Project is launched in order
to have expertise about real estate marketplaces in to support operations and enhance business growth, which
different areas, and that the company’s non-performing include
asset sale is effective. The Company cooperates with several - Adjusting work process and code of practices for
financial institutions to consider loans for the buyers of the NPL, NPA LAW and financial account
company’s non-performing assets, which helps the company - Creating database for business purposes
to have increased cash charging and sales of the non- - Enhancing security and safety of the work system
performing assets and reduce the cost and time for holding and information
the assets in order to accelerate the sales of assets that
are difficult to sell and have long been in its possession By operating the project to achieve the goals according
and to generate a higher profit margin. to such guideline of practices by organizing these projects
- Structuring the central sector of the Company for
(6) The Company has various and sustainable supervising the projects
funding sources for expanding the businesses - Integrating the work system and supporting main
The Company has loan credits from 9 financial transactions
institutions, and the Company believes that having loan - Integratin th financial and accountin system
credit from various financial institutions will enable the - Providing the central database management
company to negotiate financial conditions, and have system for data of debtors and customers
negotiating power with these financial institutions. Previously, - Providing the central database management
the company has not been in default of debt settlement, system for data of assets and collaterals
and never been informed about breach of a loan agreement - Supplying tools of big data for enhancing effectiveness
from the financial institutions. The Company thus believes of the analysis
that the Company is reliable and has good relationship with - Managing data in the company in accordance with
the financial institutions. Personal Data Protection Act
- Checking potentials and safety to support Cyber
Moreover, the Company has a funding source for Security Act, and Personal Data Protection Act
different operations including issuing a short-term and - Improving and uplifting safety of the Company to
long-term bill of exchange, requesting for short-term and support regulations to meet the universal standards
long-term loan credit from the financial institutions, issuing
debentures and operating cash flow. The aforementioned projects will render the Company
to gain highest benefits including
(C) Providing IT Master Plan to support growth of
the company’s businesses
The Company adopts digital technology and strategy