Page 370 - BAM ONE REPORT 2565 (ENGLISH VERSION)
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            Lease Agreements
                  As of December 31, 2022, the Company has the leasehold right under the sub-lease agreement for a 3.5-storied
            commercial building located in Chachoengsao Province, the details of which are as follows:


                  The leasehold right under the sub-lease agreement for a 3.5-storied commercial building in Chachoengsao
            Province
            Contract༛parties༛     Mrs.༛Jeeranan༛Siangthanawat༛(๡the༛Sub-lessor๢)༛and༛the༛Company༛(๡the༛Sub-lessee๢)
      Bangkok Commercial Asset Management Public Co., Ltd.
            Agreement date        September 29, 2021.
            Sub-leased property   Two units of 3.5-storied commercial building, located at 108/16-17 Maha Chakkraphat Road,
                                  Na Mueang Sub-district, Mueang Chachoengsao District, Chachoengsao Province.
            Characteristics of    The Sub-lessor agrees to give the Sub-lessee the leasehold right to the property with the
            the༛agreement༛༛       objective༛of༛using༛it༛as༛an༛ofພce༛for༛conducting༛the༛Sub-lessee๟s༛business༛operation༛only,
                                  whereas the Sub-lessor is a lessee under the Lease Agreement dated February 14, 2005
                                  between the State Railway of Thailand and the Sub-lessor.
            Lease term            The leasehold right under this Sub-Lease Agreement is valid for a period of 10 years, from
                                  October 1, 2021 to September 30, 2023.


            Policy on investment in subsidiaries or associated companies
                  As of December 31, 2022, the Company does not have any subsidiary and/or associated companies. However,
            if in the future the Company conducts any investment that will thereby create a subsidiary and/or associated companies,
            the Company will formulate an operational framework in accordance with its investment policy whereby the investment
            must be made in the entities that contribute to business operation of the group and help to achieve synergy or deliver
            beneພt༛or༛return༛on༛investment༛in༛such༛companies.༛


                  In this regard, the Company will mainly invest in the entities that have the same objectives of business operation
            as those of the Company’s core business or the entities that are similar in nature to the Company or whose business
            will༛support༛the༛Company๟s༛business,༛which༛will༛enable༛the༛Company༛to༛achieve༛better༛performance༛or༛higher༛proພt.༛
            The Company will also invest in the entities that can create synergy, which will lead to a more comprehensive operation
            of its core business and, thus, enhance its competitiveness.

                  Nevertheless, the acceptance of transfer of securities (shares) from the debt restructuring process and the
            purchase༛of༛NPAs,༛which༛are༛securities,༛from༛ພnancial༛institutions༛under༛the༛Emergency༛Decree༛on༛Asset༛Management༛
            Company, which are parts of the Company’s business operations, will not be considered as a form of investment
            made in the subsidiaries and/or associated companies under this policy as the Company will further sell out those
            securities in due course.


            Property appraisal list
                  - None -
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